These Terms of Use ("Terms") govern your use of the website https://www.loanyaarapp.com and the mobile application LoanYaar (together referred to as the "Platform") operated by NEW FORTUNE FINANCIAL SERVICES (PRIVATE) LIMITED ("LoanYaar," "we," "us," or "our"). By accessing or using our Platform, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must not use our Platform.
LoanYaar offers financial services, specifically focused on providing personal loans, and related features such as loan calculators, repayment schedules, and customer support. Our Platform helps you calculate loan amounts, assess repayment options, and manage your personal finances. We may also introduce additional services or features as our Platform evolves.
We reserve the right to modify, suspend, or discontinue any part of the Platform at any time, with or without notice, in our sole discretion.
You must be at least 18 years old and have the legal capacity to enter into a binding contract to use our Platform. By using the Platform, you confirm that you meet these requirements and agree to comply with these Terms. If you are under 18, you must have the consent of a parent or legal guardian to use the Platform.
To use certain services on the Platform, you may be required to create an account. When registering, you agree to provide accurate, complete, and up-to-date information. You are responsible for keeping your account information secure, including your login credentials and password. You must immediately notify us of any unauthorized use of your account. We are not liable for any loss or damage resulting from your failure to keep your account details secure.
We collect personal data as described in our Privacy Policy, including but not limited to your location data, SMS data, and camera information for identity verification. By using the Platform, you consent to the collection, storage, processing, and use of your data as outlined in the Privacy Policy.
We may use your data for the following purposes:
You agree to use the Platform in a lawful manner and not engage in any activities that could harm, disrupt, or negatively impact the Platform or its users. Specifically, you agree not to:
You are solely responsible for your actions on the Platform, including any content you upload, comments you make, or transactions you conduct.
Certain features or services on the Platform may incur fees, such as loan processing fees, transaction fees, or other charges. These fees will be clearly disclosed to you before you proceed with any paid services. You agree to pay all applicable fees promptly. We reserve the right to modify the fee structure at our discretion, with prior notice to users.
All payments for services provided on the Platform will be processed using third-party payment systems. By using these services, you agree to comply with the terms and conditions of the third-party payment providers. We are not responsible for any issues or disputes that may arise from third-party payment systems.
The content, design, and software on the Platform, including text, graphics, logos, images, and other materials, are owned by NEW FORTUNE FINANCIAL SERVICES (PRIVATE) LIMITED or its licensors and are protected by copyright and intellectual property laws. You may not copy, modify, distribute, transmit, or display any part of the Platform without our prior written consent.
We strive to provide accurate, reliable, and secure services, but we cannot guarantee that the Platform will be error-free or uninterrupted. We are not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the Platform, including any loss of data, profits, or reputation. Our liability is limited to the fullest extent permitted by law.
We reserve the right to suspend or terminate your access to the Platform at any time, for any reason, including if we believe you have violated these Terms. Upon termination, your access to the Platform will be revoked, and you must immediately cease using the services.
We reserve the right to update or modify these Terms at any time. Any changes will be posted on the Platform with the updated effective date. You are encouraged to review these Terms periodically to stay informed of any changes. Your continued use of the Platform after the updated Terms are posted will be deemed as your acceptance of the new Terms.
The Platform may contain links to third-party websites, services, or content. These links are provided for your convenience, and we are not responsible for the content or privacy practices of these third-party sites. We encourage you to review the privacy policies and terms of any third-party services you interact with.
You have the right to access, update, or delete your personal data in accordance with our Privacy Policy. If you wish to exercise any of your rights, please contact us directly. We will respond to your request in a timely manner, subject to applicable laws.
We will not be held liable for any failure or delay in performing our obligations under these Terms if such failure is caused by events beyond our reasonable control, including but not limited to natural disasters, government actions, technical failures, or network issues.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. We will replace any invalid or unenforceable provision with a valid one that closely reflects our original intent.
If you have any questions, concerns, or requests regarding these Terms, please contact us at:
NEW FORTUNE FINANCIAL SERVICES (PRIVATE) LIMITED
Email: support@loanyaarapp.com